Rate Assumptions Disclosure:
Rates and APRs shown are based on a sample scenario and are provided for informational purposes only. Assumptions may include, but are not limited to: Credit score (example: FHA and VA loans 680 plus and Conventional loans 740 plus), owner-occupied primary residence, single-family home, loan-to-value within program guidelines, loan amount and property value as displayed, debt-to-income ratio within program limits, escrow account included if applicable, and discount points may be included to obtain the rate shown.The Annual Percentage Rate (APR) reflects the cost of the loan, including certain fees, and may be higher than the note rate. APR is based on qualifying factors, including but not limited to credit profile, loan terms, loan amount, and property type.Actual rate, APR, payment, and terms will vary based on borrower qualifications, loan characteristics, and final underwriting approval.

FHA Loans: FHA loans are insured by the Federal Housing Administration and require mortgage insurance premiums (MIP), which may increase the APR and monthly payment. Upfront and/or monthly MIP is based on loan terms and loan-to-value. VA Loans: VA loans are guaranteed by the U.S. Department of Veterans Affairs. Eligibility is required. A VA funding fee may apply and can be financed into the loan amount, which may increase the APR and total loan cost. Certain borrowers may be exempt from the funding fee.Rates, APRs, terms, and availability are subject to change without notice. Not all applicants will qualify. This is not a commitment to lend or extend credit. Additional restrictions may apply.