Tennessee and Florida Mortgage Rates

Today's mortgage rates & closing costs

Adjust the scenario and see rate, APR, points or credit, closing costs and payment for every program, with no application and no hard credit pull. We are licensed in Tennessee and Florida.

Rate Search Results

Latest available Tennessee mortgage pricing ● As of September 22, 2026

For each program we show three ways to price the same loan: buy your rate down by paying points up front for a lower rate, take the par rate with no points and no credit, or accept a slightly higher rate and let a lender credit cover your closing costs. Same loan, different trade-offs. Want every option? Open "Show all rate options" under any program.

30 Year

Buy your rate downA lower rate for a bit more paid up front
Rate7.125%
APR7.125%
Points / credit$4,750 cost (0.950 pts up front)
Closing costs$10,167incl. $4,750 in points
P&I payment$3,369/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate7.375%
APR7.375%
Points / credit$170 cost (0.034 pts up front)
Closing costs$5,639incl. $170 in points
P&I payment$3,453/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate7.625%
APR7.625%
Points / credit$4,610 credit back
Closing costs$912after $4,610 credit
P&I payment$3,539/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 8 rate options for 30 Year
Rate7.125%
APR7.125%
Points / credit$4,750 cost (0.950 pts up front)
Closing costs$10,167incl. $4,750 in points
P&I payment$3,369/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.250%
APR7.250%
Points / credit$3,265 cost (0.653 pts up front)
Closing costs$8,708incl. $3,265 in points
P&I payment$3,411/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.375%
APR7.375%
Points / credit$170 cost (0.034 pts up front)
Closing costs$5,639incl. $170 in points
P&I payment$3,453/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.625%
APR7.625%
Points / credit$4,610 credit back
Closing costs$912after $4,610 credit
P&I payment$3,539/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.750%
APR7.750%
Points / credit$4,845 credit back
Closing costs$703after $4,845 credit
P&I payment$3,582/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.875%
APR7.875%
Points / credit$7,815 credit back
Closing costs$2,241 backafter $7,815 credit
P&I payment$3,625/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate8.000%
APR8.000%
Points / credit$10,680 credit back
Closing costs$5,080 backafter $10,680 credit
P&I payment$3,669/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate8.125%
APR8.125%
Points / credit$12,475 credit back
Closing costs$6,849 backafter $12,475 credit
P&I payment$3,712/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

30 Year Fixed FHA

Buy your rate downA lower rate for a bit more paid up front
Rate6.375%
APR6.375%
Points / credit$4,415 cost (0.883 pts up front)
Closing costs$9,676incl. $4,415 in points
P&I payment$3,119/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate6.625%
APR6.625%
Points / credit$1,230 credit back
Closing costs$4,083after $1,230 credit
P&I payment$3,202/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate6.750%
APR6.750%
Points / credit$3,140 credit back
Closing costs$2,199after $3,140 credit
P&I payment$3,243/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 10 rate options for 30 Year Fixed FHA
Rate6.375%
APR6.375%
Points / credit$4,415 cost (0.883 pts up front)
Closing costs$9,676incl. $4,415 in points
P&I payment$3,119/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.500%
APR6.500%
Points / credit$1,315 cost (0.263 pts up front)
Closing costs$6,602incl. $1,315 in points
P&I payment$3,160/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.625%
APR6.625%
Points / credit$1,230 credit back
Closing costs$4,083after $1,230 credit
P&I payment$3,202/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.750%
APR6.750%
Points / credit$3,140 credit back
Closing costs$2,199after $3,140 credit
P&I payment$3,243/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.000%
APR7.000%
Points / credit$4,015 credit back
Closing costs$1,376after $4,015 credit
P&I payment$3,327/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.125%
APR7.125%
Points / credit$6,480 credit back
Closing costs$1,063 backafter $6,480 credit
P&I payment$3,369/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.250%
APR7.250%
Points / credit$7,310 credit back
Closing costs$1,867 backafter $7,310 credit
P&I payment$3,411/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.375%
APR7.375%
Points / credit$9,320 credit back
Closing costs$3,851 backafter $9,320 credit
P&I payment$3,453/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.500%
APR7.500%
Points / credit$11,720 credit back
Closing costs$6,225 backafter $11,720 credit
P&I payment$3,496/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.625%
APR7.625%
Points / credit$13,950 credit back
Closing costs$8,428 backafter $13,950 credit
P&I payment$3,539/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

30 Year Fixed VA

Buy your rate downA lower rate for a bit more paid up front
Rate6.250%
APR6.250%
Points / credit$4,460 cost (0.892 pts up front)
Closing costs$9,695incl. $4,460 in points
P&I payment$3,079/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate6.500%
APR6.500%
Points / credit$435 credit back
Closing costs$4,852after $435 credit
P&I payment$3,160/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate6.750%
APR6.750%
Points / credit$4,890 credit back
Closing costs$449after $4,890 credit
P&I payment$3,243/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 10 rate options for 30 Year Fixed VA
Rate6.250%
APR6.250%
Points / credit$4,460 cost (0.892 pts up front)
Closing costs$9,695incl. $4,460 in points
P&I payment$3,079/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.375%
APR6.375%
Points / credit$2,665 cost (0.533 pts up front)
Closing costs$7,926incl. $2,665 in points
P&I payment$3,119/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.500%
APR6.500%
Points / credit$435 credit back
Closing costs$4,852after $435 credit
P&I payment$3,160/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.625%
APR6.625%
Points / credit$2,980 credit back
Closing costs$2,333after $2,980 credit
P&I payment$3,202/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.750%
APR6.750%
Points / credit$4,890 credit back
Closing costs$449after $4,890 credit
P&I payment$3,243/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.875%
APR6.875%
Points / credit$5,065 credit back
Closing costs$300after $5,065 credit
P&I payment$3,285/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.000%
APR7.000%
Points / credit$7,765 credit back
Closing costs$2,374 backafter $7,765 credit
P&I payment$3,327/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.125%
APR7.125%
Points / credit$10,230 credit back
Closing costs$4,813 backafter $10,230 credit
P&I payment$3,369/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.250%
APR7.250%
Points / credit$11,060 credit back
Closing costs$5,617 backafter $11,060 credit
P&I payment$3,411/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.500%
APR7.500%
Points / credit$12,970 credit back
Closing costs$7,475 backafter $12,970 credit
P&I payment$3,496/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

20 Year

Buy your rate downA lower rate for a bit more paid up front
Rate7.250%
APR7.250%
Points / credit$3,970 cost (0.794 pts up front)
Closing costs$9,413incl. $3,970 in points
P&I payment$3,952/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate7.375%
APR7.375%
Points / credit$980 cost (0.196 pts up front)
Closing costs$6,449incl. $980 in points
P&I payment$3,990/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate7.625%
APR7.625%
Points / credit$3,750 credit back
Closing costs$1,772after $3,750 credit
P&I payment$4,066/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 7 rate options for 20 Year
Rate7.250%
APR7.250%
Points / credit$3,970 cost (0.794 pts up front)
Closing costs$9,413incl. $3,970 in points
P&I payment$3,952/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.375%
APR7.375%
Points / credit$980 cost (0.196 pts up front)
Closing costs$6,449incl. $980 in points
P&I payment$3,990/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.625%
APR7.625%
Points / credit$3,750 credit back
Closing costs$1,772after $3,750 credit
P&I payment$4,066/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.750%
APR7.750%
Points / credit$4,890 credit back
Closing costs$658after $4,890 credit
P&I payment$4,105/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.875%
APR7.875%
Points / credit$7,825 credit back
Closing costs$2,251 backafter $7,825 credit
P&I payment$4,143/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate8.000%
APR8.000%
Points / credit$10,385 credit back
Closing costs$4,785 backafter $10,385 credit
P&I payment$4,182/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate8.125%
APR8.125%
Points / credit$12,100 credit back
Closing costs$6,474 backafter $12,100 credit
P&I payment$4,221/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

15 Year

Buy your rate downA lower rate for a bit more paid up front
Rate6.250%
APR6.250%
Points / credit$3,880 cost (0.776 pts up front)
Closing costs$9,115incl. $3,880 in points
P&I payment$4,287/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate6.500%
APR6.500%
Points / credit$435 credit back
Closing costs$4,852after $435 credit
P&I payment$4,356/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate6.750%
APR6.750%
Points / credit$2,765 credit back
Closing costs$2,574after $2,765 credit
P&I payment$4,425/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 8 rate options for 15 Year
Rate6.250%
APR6.250%
Points / credit$3,880 cost (0.776 pts up front)
Closing costs$9,115incl. $3,880 in points
P&I payment$4,287/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.375%
APR6.375%
Points / credit$1,060 cost (0.212 pts up front)
Closing costs$6,321incl. $1,060 in points
P&I payment$4,321/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.500%
APR6.500%
Points / credit$435 credit back
Closing costs$4,852after $435 credit
P&I payment$4,356/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.625%
APR6.625%
Points / credit$1,740 credit back
Closing costs$3,573after $1,740 credit
P&I payment$4,390/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.750%
APR6.750%
Points / credit$2,765 credit back
Closing costs$2,574after $2,765 credit
P&I payment$4,425/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.875%
APR6.875%
Points / credit$5,345 credit back
Closing costs$20after $5,345 credit
P&I payment$4,459/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.000%
APR7.000%
Points / credit$6,780 credit back
Closing costs$1,389 backafter $6,780 credit
P&I payment$4,494/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.125%
APR7.125%
Points / credit$7,885 credit back
Closing costs$2,468 backafter $7,885 credit
P&I payment$4,529/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

15 Year Fixed FHA

Buy your rate downA lower rate for a bit more paid up front
Rate6.000%
APR6.000%
Points / credit$4,875 cost (0.975 pts up front)
Closing costs$10,058incl. $4,875 in points
P&I payment$4,219/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate6.250%
APR6.250%
Points / credit$590 cost (0.118 pts up front)
Closing costs$5,825incl. $590 in points
P&I payment$4,287/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate6.500%
APR6.500%
Points / credit$690 credit back
Closing costs$4,597after $690 credit
P&I payment$4,356/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 5 rate options for 15 Year Fixed FHA
Rate6.000%
APR6.000%
Points / credit$4,875 cost (0.975 pts up front)
Closing costs$10,058incl. $4,875 in points
P&I payment$4,219/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.125%
APR6.125%
Points / credit$2,675 cost (0.535 pts up front)
Closing costs$7,884incl. $2,675 in points
P&I payment$4,253/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.250%
APR6.250%
Points / credit$590 cost (0.118 pts up front)
Closing costs$5,825incl. $590 in points
P&I payment$4,287/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.500%
APR6.500%
Points / credit$690 credit back
Closing costs$4,597after $690 credit
P&I payment$4,356/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.625%
APR6.625%
Points / credit$2,775 credit back
Closing costs$2,538after $2,775 credit
P&I payment$4,390/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

15 Year Fixed VA

Buy your rate downA lower rate for a bit more paid up front
Rate6.000%
APR6.000%
Points / credit$4,375 cost (0.875 pts up front)
Closing costs$9,558incl. $4,375 in points
P&I payment$4,219/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate6.250%
APR6.250%
Points / credit$90 cost (0.018 pts up front)
Closing costs$5,325incl. $90 in points
P&I payment$4,287/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate6.500%
APR6.500%
Points / credit$1,190 credit back
Closing costs$4,097after $1,190 credit
P&I payment$4,356/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 5 rate options for 15 Year Fixed VA
Rate6.000%
APR6.000%
Points / credit$4,375 cost (0.875 pts up front)
Closing costs$9,558incl. $4,375 in points
P&I payment$4,219/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.125%
APR6.125%
Points / credit$2,175 cost (0.435 pts up front)
Closing costs$7,384incl. $2,175 in points
P&I payment$4,253/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.250%
APR6.250%
Points / credit$90 cost (0.018 pts up front)
Closing costs$5,325incl. $90 in points
P&I payment$4,287/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.500%
APR6.500%
Points / credit$1,190 credit back
Closing costs$4,097after $1,190 credit
P&I payment$4,356/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.625%
APR6.625%
Points / credit$3,275 credit back
Closing costs$2,038after $3,275 credit
P&I payment$4,390/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

10 Year Fixed

Buy your rate downA lower rate for a bit more paid up front
Rate6.500%
APR6.500%
Points / credit$1,940 cost (0.388 pts up front)
Closing costs$7,227incl. $1,940 in points
P&I payment$5,677/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate6.750%
APR6.750%
Points / credit$690 credit back
Closing costs$4,649after $690 credit
P&I payment$5,741/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate7.000%
APR7.000%
Points / credit$4,410 credit back
Closing costs$981after $4,410 credit
P&I payment$5,805/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 6 rate options for 10 Year Fixed
Rate6.375%
APR6.375%
Points / credit$3,070 cost (0.614 pts up front)
Closing costs$8,331incl. $3,070 in points
P&I payment$5,646/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.500%
APR6.500%
Points / credit$1,940 cost (0.388 pts up front)
Closing costs$7,227incl. $1,940 in points
P&I payment$5,677/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.625%
APR6.625%
Points / credit$980 cost (0.196 pts up front)
Closing costs$6,293incl. $980 in points
P&I payment$5,709/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.750%
APR6.750%
Points / credit$690 credit back
Closing costs$4,649after $690 credit
P&I payment$5,741/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.875%
APR6.875%
Points / credit$3,270 credit back
Closing costs$2,095after $3,270 credit
P&I payment$5,773/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.000%
APR7.000%
Points / credit$4,410 credit back
Closing costs$981after $4,410 credit
P&I payment$5,805/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

10 Year

Buy your rate downA lower rate for a bit more paid up front
Rate6.250%
APR6.250%
Points / credit$3,690 cost (0.738 pts up front)
Closing costs$8,925incl. $3,690 in points
P&I payment$5,614/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Par rateNo points and no lender credit, the balanced middle
Rate6.500%
APR6.500%
Points / credit$260 credit back
Closing costs$5,027after $260 credit
P&I payment$5,677/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Little to nothing at closingA slightly higher rate; the lender credit covers your closing costs
Rate6.750%
APR6.750%
Points / credit$2,890 credit back
Closing costs$2,449after $2,890 credit
P&I payment$5,741/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Show all 8 rate options for 10 Year
Rate6.125%
APR6.125%
Points / credit$4,625 cost (0.925 pts up front)
Closing costs$9,834incl. $4,625 in points
P&I payment$5,582/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.250%
APR6.250%
Points / credit$3,690 cost (0.738 pts up front)
Closing costs$8,925incl. $3,690 in points
P&I payment$5,614/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.375%
APR6.375%
Points / credit$870 cost (0.174 pts up front)
Closing costs$6,131incl. $870 in points
P&I payment$5,646/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.500%
APR6.500%
Points / credit$260 credit back
Closing costs$5,027after $260 credit
P&I payment$5,677/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.625%
APR6.625%
Points / credit$1,220 credit back
Closing costs$4,093after $1,220 credit
P&I payment$5,709/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.750%
APR6.750%
Points / credit$2,890 credit back
Closing costs$2,449after $2,890 credit
P&I payment$5,741/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate6.875%
APR6.875%
Points / credit$5,470 credit back
Closing costs$105 backafter $5,470 credit
P&I payment$5,773/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs
Rate7.000%
APR7.000%
Points / credit$6,610 credit back
Closing costs$1,219 backafter $6,610 credit
P&I payment$5,805/mo
See mortgage payment with PMI (private mortgage insurance), property tax, homeowners ins, HOA and closing costs

Principal and interest only. Taxes, insurance, HOA dues and applicable mortgage insurance are not included unless specifically stated. Rates are examples based on the scenario above, subject to verification and market changes, and are not a commitment to lend.

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. The results displayed above are only estimates and cannot be used to determine actual loan cost or be used as a guarantee. Your individual results may vary. Please contact your loan consultant for an official estimate.